About Us

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Clarifying Solutions is a financial planning firm that focuses on helping individuals achieve financial freedom and how to avoid costly financial mistakes that could lead them to financial ruin.  The Company was founded by Pleshette Carmouché, who combined her two passions of teaching and finances, in order to provide an education based approach to financial planning in a non-intimidating environment with a goal of helping YOU become financially educated and empowered, obtain financial peace of mind and become financially free!

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The overall mission of the Company is to educate and empower individuals through the use of a financial plan and other services.

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Our vision is to become the #1 sought after 100% minority women-owned financial planning firm in the nation.

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What sets us apart?

Truth and honesty are the cornerstones of all our personal and business relationships and we live up to the motto, “be a person of our word.” Our main goal is to build trust and rapport with individuals in order to become their financial coach, who will then guide them through the process and expedite the financial decisions that need to be made.  So how are we different? We offer:

  • An education-driven approach to helping our clients achieve financial success

  • A suite of services based on your specific needs

  • Access to over 90 financial products

  • Strategic relationships through affiliates that gives you access to retirement specialists (pension and profit sharing plans), investment advisors, property and casualty (personal and commercial) agents, and lawyers who specialize in wills, trusts, estate planning, and business succession documents (continuation of a business due to key personnel retiring, becoming disabled, death, divorce, or leaving the company).

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Core Values

Our core values and beliefs are the foundation of all our personal and professional relationships, which includes our clients, strategic alliances, and professional partnerships.  We believe that every person in all of our relationships is SPECIAL and should be empowered by offering: 

  • Simplicity – finances are sometimes difficult to understand and the goal is to simplify them in an easy to understand format so that decisions become easy to make

  • Partnership – a financial plan is a partnership, where the plan is developed around your goals and objectives and can be adapted based on your recommendations

  • Education – knowledge helps my clients to make better financial decisions

  • Competence – We are life-long learners and stay abreast of current financial conditions that could affect our clients’ situation

  • Integrity – Our word is our bond; we do what’s right, legally and morally and we would rather disappoint our client than lie

  • Alliances – there is strength in numbers and we believe that creating and developing strategic alliances can enhance our clients’ situation

  • Loyalty – Our loyalty is to our clients and ensuring we provide solutions appropriate for their situation

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Background of Team

Ms. Carmouché is the founder of Clarifying Solutions LLC.  She is a CFP candidate and passed the Certified Financial PlannerTM exam.  She is also a National Social Security Advisor (NSSA) and is a licensed health and life insurance agent. She received a Master of Business Administration in Financial Services, a Bachelor of Science in Business Management, and a Master in Elementary Education.

Throughout her life, she grew up in a military household and has been around the military for most of her life.  The Army values of loyalty, duty, respect, selfless service, honor, integrity, and personal courage are seamlessly ingrained and integrated into her personal and professional life.  Being around the military has forced her to become a problem solver (which includes finding multiple solutions to a problem) and overcome adversity by anticipating setbacks and conquering them.

She is a life-long learner and is always attending training and seminars to stay abreast of current financial information.  Her previous experience includes 10 years as a tax consultant, assisting clients with tax related questions and solutions.  In addition, she has over 13 years in the financial and banking industry, serving several functions, such as financial and priority services representative for a large broker/dealer, investment operations manager, payroll specialist, proof operator, and marketing analyst and proposal writer for a small investment firm.  Since her goal in life was to always learn new things from each and every experience; she also spent time as a math teacher, real estate agent, collection representative, account executive, and event lead. The culmination of her diverse, lifelong experiences has combined her two passions of teaching and finances, which leads to a more education-driven approach in helping her clients become financially empowered.

Benjamin Franklin said it best, “If you fail to plan, then you’re planning to fail.”  Ms. Carmouché has been a problem solver and planner most of her life, helping friends and family with creating and providing solutions to their personal and financial situations.  She truly believes her desire for knowledge and vast experiences combined with traveling around the world in a military family has allowed her to have a diverse perspective and approach to financial planning.


Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial PlannerTM, and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Pleshette Carmouché is currently licensed in the state of Texas, Louisiana, Maryland, and Mississippi for the sale of insurance products.


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